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Wednesday, 9 September 2026
September 9, 2026

UPSC Prelims 2025 GS Paper I Q68 — RTGS and NEFTयूपीएससी प्रारंभिक परीक्षा 2025 प्रश्न 68 — RTGS और NEFT

About 2 min readPublished 9 September 2026
UPSC • Prelims • 2025 • Prelims GS Paper I Attempt the actual previous-year questions first. Official answer, analysis and elimination clue appear only after final submission.
Official Final Answer Key — Series A; 0 questions dropped; 100 questions scored 1 questions Official Question Paper ↗ Official Answer Key ↗
UPSC • Prelims • 2025 • Prelims GS Paper I
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Question 68
UPSCEconomy2025Prelims GS Paper ISeries A

Consider the following statements in respect of RTGS and NEFT:
I. In RTGS, the settlement time is instantaneous while in case of NEFT, it takes some time to settle payments.
II. In RTGS, the customer is charged for inward transactions while that is not the case for NEFT.
III. Operating hours for RTGS are restricted on certain days while this is not true for NEFT.
Which of the statements given above is/are correct?

RTGS और NEFT के बारे में, निम्नलिखित कथनों पर विचार कीजिए:
I. RTGS में भुगतान उसी क्षण हो जाता है, जबकि NEFT के मामले में भुगतान करने में कुछ समय लगता है।
II. RTGS में ग्राहक से आवक लेनदेन के लिए प्रभार लिया जाता है जबकि NEFT में ऐसा नहीं होता।
III. RTGS के लिए कतिपय दिनों में प्रचालन के घंटे सीमित हैं जबकि NEFT में ऐसा नहीं है।
उपर्युक्त कथनों में से कौन-सा/कौन-से सही है/हैं?

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Goldej Kumar is the Founder and Editor of Sri Ram Exams (Exam2.in), an independent educational platform for UPSC, State Public Service Commission, SSC and other competitive examinations. His editorial focus is on exam-relevant current affairs, source-based analysis, MCQ reasoning, previous-year-question patterns and clear bilingual learning for English- and Hindi-medium aspirants.